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Financial Stages Of Life


Starting Out

This is when careers develop, families grow, and so do financial commitments. Sometimes it feels like a constant juggling act.
10 juggling balls
There are many issues to consider – saving, managing debts, paying school fees, a mortgage, and many others. Is your family protected if something goes wrong? more....


Mid Life

A young couple with a single income-earner and only one RRSP would be limited to $20,000 for a Home Buyers Plan withdrawal.By now you will have been working for quite a few years and should be feeling a bit more stable and secure. Retirement is still a fair way off, so it’s the right time to make sure your money is working properly for you.

You need to ask yourself the big questions. Will you have enough money to retire comfortably? Do you have a retirement plan? If something tragic happens, are your spouse or partner and any dependent children protected financially? Have you made a Will? more....


Later Years

Retirement is not far off. But will you have enough to live comfortably? Are you properly prepared? If not, is there anything you can do to improve the situation?

It's a good idea to seek professional advice. Brian Vallely Kellands Independent Financial Services can help steer you through the major issues before you leave the workforce. more....

 

 

 

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Last modified: 22/08/08